Adjoint Makes Banking and Capital Markets Smarter.

Banking & Capital Markets

The Solution to Legacy Systems

Financial institutions are putting crisis years behind them and focused on margin growth. The search for an edge is constant: against disintermediation, over peers, and latterly to counter smaller, more agile, digital offerings. A recent survey shows that 90% of IT decision-makers at financial institutions found legacy computer systems are preventing them from harnessing digital technologies they need to grow and become more efficient.

Existing systems, often decades old, are expensive to maintain and operate.  What is desperately needed is a path to reduce costs and improve functionality, without a complete overhaul. Through consolidating and linking databases and systems, often across companies, organizations could reduce errors and delays, and vastly improve the way data is utilized across the enterprise. Such an integrated system would also be key to providing transparency to customers and regulators, while keeping data safe and private.

Adjoint Makes Financial Markets Smarter™

Adjoint uses an open-source, distributed, private infrastructure running multi-party workflows to deliver agility and productivity that are impossible to achieve through traditional databases and legacy systems.  The Adjoint banking and capital markets solution provides a single, authenticated source of record-keeping that is shared between the counterparties, without multiple data stores to maintain, secure and reconcile. Sharing data reliably and privately gives enterprises new levels of cost-efficiency, security and control.

Our solution leverages blockchain technology and offers an industry-standard library of executable transactions (“smart contracts”). These smart contracts enable financial institutions  to record transactions to the blockchain, automating end-to-end processes like issuance, transfers, trading and settlement. Every Adjoint solution encompasses leading edge privacy and security methods to reduce cyber risk to critical infrastructure. Imagine the power digitization and automation can bring to your organization.

BENEFITS:

Increase Margin

  • Reduced time and costs in reconciling counterparty data
  • Smart contracts as standardized templates with data, workflow and triggers to provide multi-party automation across industry
  • Less errors in clearing and settlements

New Business Models

  • Securitization of assets while retaining accurate obligations and rights of parties
  • Future-proofed, self-audited secure systems
  • Improved Balance Sheet usage

Optimize Collateral use

  • Benefit from netting and trade compression
  • Access to intra-company liquidity and flows

Applications

Capital Markets

  • Private issuance of securities, and placement of loans
  • Structured Products
  • Securitization
  • Post Trade Clearing, Netting and Settlement for cash and derivatives
  • Collateral Management
  • Securities Lending

Banking

  • Know Your Customer (KYC)
  • Electronic Bank Account Management (eBAM)

Asset Management and Servicing

  • Multi-asset custody
  • Corporate Actions

Curious how Adjoint can make your business smarter?

 

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